My Fico Forums (2024)

1. myFICO® Forums

Get the score that lenders use most, from the company that invented it. myFICO provides you immediate access to your FICO score and credit report online.
Get the score that lenders use most, from the company that invented it. myFICO provides you immediate access to your FICO score and credit report online.

We may provide online forums, including myFICO forums for those with myFICO accounts and FICO Community forums for those with FICO Analytic Cloud ...
90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.

myFICO® Forums · Credit Cards · About myFICO · What is a Credit Score?
90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.

Jun 2, 2007 · So I pulled my reports via the free annual reports and then pulled them on MyFICO.com. There are many discrepancies between the two.
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So I pulled my reports via the free annual reports and then pulled them on MyFICO.com. There are many discrepancies between the two. For example, on My FICO, I have a CO that is reporting 90 days late 25 times, but on the annual credit report, it reports as CO every month. It seems to me that if ...

Apr 12, 2018 · The MyFICO forum invented this trick and all credit goes to them. For an exhaustive walk through, visit their forum. Doctor of Credit's post ...
How I boosted my FICO score by 39 points

Jan 5, 2014 · Credit Card Companies run people's info all the time without their consent to generate pre-approval offers, but I guess that's different according to them.
Got warned once because I showed the "backdoor" links to CB's that are on flyertalk. I guess discussing how to get your CR for free by disputing is not allowed there. Got warned as my "last chance" because I was talking about using my neighbors address on the shopping cart trick. Reason was "ille...

Oct 17, 2017 · That's not possible for credit card debt. Check out the myFICO forums where all different kinds of loans and credit are discussed on a daily ...
What're the differences between revolving credit and installment credit? They're two types of credit that account for 10% of your FICO Score.

Sep 23, 2020 · Although making mistakes is a great way to learn (most of the time), learning from the mistakes of others is even better. So read on, see what others have done ...
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When it comes to credit, most of us have slipped up. See some mistakes myFICO Forum members have made and what they've learned.

Aug 7, 2018 · A member of the Forums noticed that the explanation in one of their score factors referenced the term "derogatory indicator" and they wondered ...
Do you know how derogatories or collections affect your FICO Scores? Hear what our credit scoring expert has to say about these two negative issues.

15 hours ago · myfico forums. Our mission is to be Earth's most customer-centric company. . Sheer bra gif. It encompasses everything from your favorite ...
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May 3, 2018 · Recent questions on myFICO Forums: Loan Deferment and High Credit Card Balances · Will a deferment or forbearance on my student loan drop my FICO ...
Will a deferment or forbearance on my student loan drop my FICO® Scores? It's a common practice for individuals to file for deferment or forbearance on student loans while they're still in school. A deferment or forbearance allows you to temporarily stop...

Jun 28, 2018 · In this blog series, our credit scoring expert, Tom Quinn, answers questions about missing payments, utilization, and more.
In this blog series, our credit scoring expert, Tom Quinn, answers questions about missing payments, utilization, and more. Post your questions on our Understanding FICO Scoring and General Credit Topics threads on the myFICO Forums.

Feb 5, 2018 · Making multiple card payments over that monthly period will have no impact on FICO® Scores as the reduction in balance is not being reported to the credit ...
Does making multiple credit card payments in the month help my FICO® Scores? In short, not likely. Credit cards are a type of finance that provides the individual with a revolving line of credit that can be used to make purchases, balance transfers...

Most people know that a good FICO Score is essential for credit card and loan approval. Another perk of good credit: the money-saving potential.
Welcome to the myFICO blog! Stay up to date with information about FICO Scores, mortgages, auto loans, and personal finance.

... forums. If you need to speak with us, just call our toll-free US-based customer support. With myFICO, you can learn about credit from the company that ...
90% of top lenders use FICO Scores. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Whether you're applying for a mortgage, auto loan or new credit, myFICO gives you access to the score you need to apply with confidence.